Privacy Policy

Shulem Capital, Inc. ("Shulem Capital," "we," "us," or "our") is a commercial real estate advisory firm providing capital solutions for owners, developers, and investors. We are committed to protecting the privacy and confidentiality of all individuals and entities who interact with our website, submit inquiries, or engage our services.

This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website (the "Site") or submit an inquiry through any of our digital channels. By accessing the Site or submitting information to us, you consent to the practices described in this policy.

We collect information that you voluntarily provide when you submit an inquiry or communicate with us. This may include:

• Personal identification information: full name, company name, email address, and phone number.
• Transaction details: loan amount, property type, financing type, transaction description, and related business information you choose to share.
• Communications: the contents of messages, emails, or other correspondence you send to us.
• Technical data: IP address, browser type, device information, and pages visited on our Site, collected automatically through standard server logs and analytics tools.

We do not collect sensitive personal data such as Social Security numbers, bank account numbers, or credit reports through this website. Such information, when required for a transaction, is collected through secure, lender-specific channels with your explicit consent.

We use the information we collect for the following business purposes:

• To review, evaluate, and respond to your financing inquiry or request for advisory services.
• To structure loan proposals and identify suitable capital providers on your behalf.
• To communicate with you regarding your transaction, our services, and related business matters.
• To maintain records of our communications and transactions for legal, regulatory, and internal compliance purposes.
• To improve our website, services, and user experience through anonymized analytics.
• To send periodic communications about our services, insights, or industry updates — only if you have opted in or have an existing relationship with us. You may unsubscribe at any time.

Shulem Capital represents borrowers — not lenders. Your information is never shared with any lender, capital provider, or third party without your explicit consent. We only present transaction details to specific lenders after you have approved the shortlist and authorized us to proceed.

In limited circumstances, we may share information with:

• Professional advisors: attorneys, appraisers, or environmental consultants engaged to support your transaction, only with your authorization.
• Service providers: third-party vendors who assist with website hosting, email delivery, or analytics, under contractual obligations of confidentiality.
• Legal compliance: if required by law, court order, or regulatory authority, or to protect our legal rights and interests.

We do not sell, rent, or trade your personal or business information to any third party for marketing purposes.

We retain inquiry submissions and related correspondence for as long as necessary to fulfill the purposes described in this policy, including for the duration of any active transaction relationship and for a reasonable period thereafter to meet legal, regulatory, and record-keeping requirements. Inquiries that do not result in an engagement are retained for a limited period and then securely deleted or anonymized.

We implement industry-standard technical, administrative, and physical safeguards designed to protect your information from unauthorized access, disclosure, alteration, or destruction. These measures include encrypted data transmission (TLS/SSL), access controls, and secure infrastructure.

While we strive to protect your information, no method of transmission over the Internet or electronic storage is completely secure. We cannot guarantee absolute security, but we are committed to promptly investigating and addressing any suspected data breach in accordance with applicable laws.

Our Site may use cookies and similar tracking technologies to enhance user experience, analyze traffic patterns, and understand how visitors use our website. Cookies are small data files stored on your device. You can control or disable cookies through your browser settings; however, doing so may affect certain features of the Site.

We do not use cookies to collect personally identifiable information. Any analytics data collected is aggregated and anonymized.

Our Site may contain links to third-party websites or services, including scheduling tools (e.g., Calendly) and professional networks (e.g., LinkedIn). We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party services you interact with.

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

• The right to request access to the personal information we hold about you.
• The right to request correction of inaccurate or incomplete information.
• The right to request deletion of your personal information, subject to legal and regulatory retention obligations.
• The right to opt out of marketing communications at any time.
• The right to withdraw consent for data processing where consent is the legal basis.

To exercise any of these rights, please contact us using the information provided in the section below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

Our website and services are intended for business professionals and are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal information, please contact us so we can promptly delete it.

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or operational needs. When we make material changes, we will update the "last revised" date at the top of this page. We encourage you to review this policy periodically. Continued use of the Site after any changes constitutes acceptance of the revised policy.

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Shulem Capital, Inc.
• 25 Robert Pitt Drive, Suite 200-F
• Monsey, NY 10952
• Phone: 845-720-9300
• Email: Info@shulemcapital.com