Financing Solutions

Capital solutions for every structure

From senior debt to preferred equity, we engineer the full spectrum of commercial real estate financing — tailored to the demands of each transaction.

Acquisitions · Value-add · Repositioning · Quick closes

Bridge Loans

Short-term, interest-only financing designed for time-sensitive acquisitions, value-add repositioning, and situations requiring rapid execution. Typically 12–36 months with flexible exit strategies.

Ground-up · Renovation · Adaptive reuse · Development

Construction Financing

Ground-up construction and major renovation loans with structured draw schedules, interest reserves, and completion guarantees. We navigate bank, debt fund, and agency construction programs.

Stabilized assets · Value-add purchases · Portfolio acquisitions

Acquisition Financing

Senior debt for the purchase of stabilized and value-add commercial assets. We source the most competitive acquisition financing across banks, life companies, agencies, and CMBS.

Rate reduction · Maturity management · Equity extraction

Refinancing

Rate-and-term and cash-out refinancing to lower your cost of capital, extend maturity, or unlock equity. We structure refis that optimize your entire capital stack.

Multifamily · Senior housing · Healthcare · New construction

HUD / FHA

Government-insured financing through HUD/FHA programs for multifamily and healthcare properties. Long-term, fixed-rate, non-recourse loans with high leverage and favorable terms.

Multifamily · Student housing · Affordable housing

Agency Lending

Fannie Mae and Freddie Mac financing for multifamily properties, including student housing and affordable housing. Competitive fixed rates, long amortizations, and non-recourse structure.

Stabilized commercial assets · Fixed-rate permanent debt

CMBS

Conduit loan execution providing fixed-rate, non-recourse permanent financing. CMBS offers competitive pricing for stabilized assets with standardized loan structures.

Higher leverage · Reduced equity · Structured stacks

Mezzanine Debt

Subordinate debt that bridges the gap between senior financing and equity. Mezzanine enhances leverage while reducing the equity required to close — critical for complex capital stacks.

Joint ventures · Capital stack gap · Sponsorship support

Preferred Equity

Flexible capital positioned between mezzanine debt and common equity. Preferred equity provides sponsorship-level capital with structured returns and defined exit mechanics.

Our Process

FROM APPLICATION TO CLOSING

01

Discovery

We learn your transaction, your objectives, and your timeline. Every deal starts with understanding the story behind the asset.

02

Structuring

We engineer the optimal capital stack — identifying the right lenders, the right instruments, and the right structure for your deal.

03

Sourcing

We go to market on your behalf, leveraging our lender network to secure competitive terms from banks, agencies, debt funds, and institutional capital.

04

Execution

From term sheet to closing, we manage every detail — coordinating lenders, counsel, and third parties to ensure a clean, on-time close.

Architectural detail
Begin the Conversation

YOUR NEXT TRANSACTION DESERVES INSTITUTIONAL EXECUTION.

Whether you're acquiring, constructing, refinancing, or restructuring — we're ready to engineer the capital solution your deal requires.

Contact Shulem Capital
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